‘One Ayala’ card launched for overseas Pinoys

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Three subsidiaries of Ayala Corp., the country’s largest conglomerate, launched on Thursday “One Ayala” Card, which will serve overseas Filipino workers (OFWs) as a banking, rewards and a privilege card.Filipinos abroad can obtain the card after their first transaction from any of the three companies – Ayala Land, Bank of the Philippine Islands and Globe Telecom.

For more details, click on http://www.gmanews.tv/story/35331/Ayala-firms-launch-One-Ayala-card-for-OFWs

Looking for the best hotel?

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Say you’re someone who stays in Oakwood, Mandarin, or Manila Penn on a regular basis, either for pleasure or business. How would you feel if these very nice hotels dropped their rates by half? What normally costs you $4000 in a month now costs you just $2000. Then how would you feel if these hotels made sure you stay in your “personal” suite, a room only you uses and no one else? It’s going to be great, isn’t it? Sadly, we know hotels aren’t going to do those. It’s a dream come true if they do.

However, the good news is, there is a solution to kind of get to that dream. And the answer is: Build a world-class condo that has hotel-like service, complete with concierge and all. This is what I like about The Residences at Greenbelt (or TRAG as we call here in ALI). This is what excites me about the project. What do we really pay for when we stay in a hotel – prime location, the kind of crowd that stays there, commitment to quality, hassle-free service, etcetera. In short, I think, people are willing to shell out big bucks for two primary things: one, to experience the best, and two (which for many of us is just as important), to let the rest of the world know that we are experiencing the best.  If you get what I’m saying, if you’re with me, if you feel me, then watch out for TRAG. Yes, I know it’s not a hotel. But would there be any difference when it has a location to envy, best community, commitment to quality, highly trained staff, hassle-free service, concierge, wi-fi, and excellent amenities, almost everything that a first-class hotel has?  I dare say none, except for the money you save (and earn!) in the long run.  Reach me at +63 917 580 2013 or email coco.ayala@gmail.com for anything you want to ask. Free of charge.

The Big Wave is almost here. Buckle up.

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I’d say things are really going great. The big wave is almost here.Ayala Land has embarked on an expenditure program this year, more than double its last year’s for the development of new master-planned communities. There are major plans for its sizable land bank in Canlubang, Laguna. It involves a 10 to 15-year development pipeline that spreads existing development in the southern Metro Manila. Alongside these projects are on-going development in new areas north of Metro Manila….We’re in for a long fun ride. 

Serendra News!

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shhhh…Looks like Serendra will be having a 5% price increase by April 1 2007. For those who bought already, go ahead, show that big smile in your face. Your units are bound to appreciate in value soon. For investors, rub your hands together and grin – this might be just the perfect time to reserve a unit and profit 5% in less than a month. Go, go, go! (contact me for more tips +63 917 580 2013/ email coco.ayala@gmail.com)


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Coco Midel – Property Specialist, Ayala Land Premier

Mobile +63 917 502 952

Email:  midel.jerico@ayalaland.com.ph / coco.ayala@gmail.com

Ayala teams up with Saudi Prince

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Ayala Land together with Kingdom Hotel Investments of Saudi Arabia will be developing a $153 million hotel complex in Makati. Kingdm Hotel Investments is chaired by Saudi Prince Alwaleed bin Talal Abdulaziz Alsaud.

For more details, click on the ff link: http://www.allheadlinenews.com/articles/7006695347


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 The Golden Rule (sense-part of course) in purchasing real estate is obvious: Thou shall buy what others will before they realize they would.  This is the best way to profit from real estate. There are a few people who can do this naturally, using gut-feel and a bit of this and that semi-prophetic ability.  If you ask them how they knew the boom before it boomed, they’d say its common sense. We know of course it isn’t. Or if it is, then common sense got to them first before it got to us. And that’s how and why their money multiplies faster than we could ours.  For us, property investment seems like a trip in Wonderland – a technical maze of growth projections, cycle analysis, coaster rides, a brave heart, and whispered gossips.   Luckily, with some help from our gifted-investor friends, I was able to come up with something like a crude map. It won’t show where exactly the pot of gold is. But it will tell us where we should be heading (Okay, okay, it’s more like a compass than a map).  Your real estate investment directions: 

  •  Consider the purchase of a vacation home. Baby boomers are retiring. They’ve worked hard for at least 50 years and they want a nice place with a nice view to enjoy their iced tea.
  • In a year or two, expect to see the biggest number of people in history buying up retirement homes. If you wait, it will cost you more. Choose a vacation home, buy it soon.
  • Club share prices will jack up soon too. Buy that now if you can’t afford a property investment.
  • Consider buying a property in an attractive resort-type area.
  • If you are a young family, and thinking of where to work and live, look for booming areas. The best bet now isBonifacio
    City. It’s got the best international schools, soon the best hospital, and the best city master plan.
  • Look for real estate developments that provide a high-quality lifestyle and high-appreciation over time.


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A Primer on Owning Property in the

Those who have become citizens of their adopted country but who want to purchase houses and lots in the Philippines in preparation for their retirement years are confronted with the question of whether they can still own real property in the
Philippines. Below is a primer that tackles the common questions on this issue.

  Question 1: I am a former natural-born Philippine citizen but have become a naturalized American citizen. Am I still allowed to own land in the Philippines? 

Answer 1: Yes. Any natural-born Philippine citizen who has lost his Philippine citizenship may still own private land in the Philippines up to a maximum area of 5,000 square meters of urban land or 3 hectares of rural land. In the case of married couples, the total area that both couples are allowed to purchase should not exceed the maximum area mentioned above.  

Question 2: Can I purchase several lots located in different cities and municipalities if the total area of all lots does not exceed 5,000 square meters of urban land or three hectares of rural land? 

Answer 2: A former natural-born Philippine citizen can acquire not more than two lots situated in different municipalities or cities and the total area of the two lots should not exceed 5,000 square meters of urban land or three hectares of rural land.  

Question 3: If I am allowed to own a maximum of two lots situated in different municipalities or cities, can I own a 5,000-square-meter urban lot in Quezon City and three hectares of rural land and vice versa. 

Answer 3: No. A former natural-born Philippine citizen who has already acquired urban land shall be disqualified from acquiring rural land and vice versa.  

Question 4: Is there a way for a former natural-born Philippine citizen to own more than 5,000 square meters of urban land or three hectares of rural land? 

Answer 4: Yes. If a former natural-born Philippine citizen reacquires Philippine citizenship law, he can acquire land without area limit.  

Question 5: When my children were born, I was already an American citizen. Can they inherit my land in the Philippines? 

Answer 5: Yes. Foreign nationals (even if they were not former natural-born Philippine citizens) can own land in the Philippines if they acquire it by inheritance. These nationals should, however, inherit the property by intestate succession. Intestate succession means that the foreign national inherits the property because he/she is an heir under Philippine law. Naming one’s heir by executing a “last Will and Testament” or a “Living Will” will not work to validly transfer real property in the
Philippines to a foreign national.

Question 6: My husband is a natural-born American citizen. Can he buy a condominium unit in the
Philippines and have the title in his name?

Answer 6: Yes. The land on which a condominium building stands is always owned by a condominium corporation. When a person buys a condominium unit, he automatically becomes a stock-holder in the corporation which owns the land. Under Philippine law, foreigners are allowed to become stockholders of a corporation which own land but only up to a maximum of forty percent (40%) of the shares of the corporation. Foreigners, therefore, are allowed to own condominium units provided the total floor area owned by all foreigners in the condominium building does not exceed forty percent (40%). 

Many Filipinos living abroad are usually confronted with the question of whether their children are considered Filipino citizens. The question is engendered in the minds of expatriate Filipinos because any of the following circumstances obtain:·  

Their child was born outside of the Philippines;

Their child was born with foreign parent and one Filipino parent;

and Their child is already considered a citizen of the foreign country where they reside.

Below is a primer on issues about Filipino citizenship relevant to Filipino expats with children born outside of the Philippines.  

Question 1: Is Philippine citizenship acquired by blood or by country of birth? 

Answer 1: Philippine citizenship is acquired by blood (jus sanguini). A child is deemed a Filipino citizen because at least one of his parents was a Filipino citizen at the time of his birth. Even if the child was born outside the Philippines, for as long as at least one of his parents was a Filipino citizen. On the other hand, if both parents are non-Filipinos, the child is not a Filipino citizen even if he was born in the Philippines.This is different from the US law that determines American citizenship by the country of birth (jus soli). Under US law, a child is considered an American citizen if he is born in the
United States even if both parents are not American citizens.

Question 2: What are the conditions that should be met for my child to be deemed a Filipino citizen? 

Answer 2: Your child is a Filipino citizen if he qualifies under any of the following conditions:·                     Your child was born after January 17, 1973, with a Filipino father or a Filipino mother. In other words, if a child was born after January 17, 1973, he is a Filipino citizen if he has at least one parent who is a Filipino citizen at the time of his birth;·                     Your child was born before January 17, 1973, with a Filipino mother and your child elected Philippine citizenship when he reached his 21st birthday. If your child was born before January 17, 1973, with a Filipino father, he is a Filipino citizen without any need of electing Filipino citizenship upon reaching the age of 21;Incidentally, January 17, 1973, is the date when the 1973 Philippine Constitution came into effect; thus the importance of the date.  

Question 3: Our son was born in the US at the time when my wife and I were still Filipino citizens. One week after our son’s birth, however, my wife and I took our oath as US citizens. Did our son lose his Philippine citizenship when we became American citizens? 

Answer 3: No. The child was vested with the Philippine citizenship at the time of his birth. He does not lose his Philippine citizenship even if the parents acquire foreign citizenship after his Birth.

Question 4: My daughter was born in the US at the time when my wife and I were still Filipino citizens. My daughter has been using a US passport for 20 years. She has never visited the Philippines. Is my daughter considered a Philippine citizen even if she already an American citizen. 

Answer 4: Yes. Philippine law allows dual citizenship. A child can both be an American citizen and a Filipino citizen at the same time. Under present laws, a person loses his Philippine citizenship if he renounces it. Using a US passport exclusively and not visiting Philippines does not amount to a renunciation of Philippine citizenship.  

Question 5: If my child is born in the US at the time when my wife and I are still Filipino citizens, what should we do to document his Philippine citizenship? 

Answer 5: A copy of the child’s birth certificate should be submitted to the nearest Philippine consulate will transmit the birth certificate to the National Statistics Office in the
Philippines for registration purposes. 

Question 6: If a child is born in the US at the time when his parents are still Filipino citizens, can he later on run for President of the Republic of the Philippines? 

Answer 6: Yes, The child is a natural-born Filipino citizen. A natural-born Filipino citizen is one who does not have to do anything to acquire Philippine citizenship because he is a Filipino from birth. On the other hand, a naturalized Filipino citizen is one who has to undergo a naturalization proceeding to acquire Philippine citizenship.  Yes, The child is a natural-born Filipino citizen. A natural-born Filipino citizen is one who does not have to do anything to acquire Philippine citizenship because he is a Filipino from birth. On the other hand, a naturalized Filipino citizen is one who has to undergo a naturalization proceeding to acquire Philippine citizenship. 


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Concept: The NEXT BIG THING to Ayala Alabang. Now the premiere project in Ayala South. Formerly a mango orchard, Westgrove is now a first-class Ayala village with groves, rolling terrain, and great views. Fully-integrated community with nature’s touch of greenery and serenity.

Location: Silang, Cavite. Access thru the Sta. Rosa exit, Mamplasan and Malitlit exits. Very close to commercial developments, schools like St. Scholastica, Don Bosco, La Salle, Xavier, etc.

What in store for End-Users: A peaceful and scenic village with plenty of trees and gardens. Underground utilities, wires for electricity/phone makes village safer and cleaner. A sewage treatment plant for safe and economic treatment of household waste. Beautiful lagoon and parks to stroll around, as well as an exclusive clubhouse for kids. Basketball, football, billiards, fishing, jogging, swimming, Ayala Westgrove
Heights has it all. 24-hour Security and maintenance – the Ayala Land way.

What the Ayala brand offers: 1. The AYALA name – Secure property and constantly improving village 2. Ayala Property Management Corporation – to ensure the village is well maintained 3. High future resale value and clean titles.

What’s in store for Investors: Growth of the metropolis is heading south – plenty of developments like golf courses, resorts, schools, mall, and other commercial establishments. Lot cut sizes are very small and affordable, opportunity for build and sell. Capital appreciation already at least 30% of original price.  


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Concept: The Greenbelt lifestyle – shopping, dining, enjoying the best in life. Everything within reach.  You are right where the action is! Think world-class, think luxury, think exclusivity.   

Location: Right in front of Greenbelt 2, beside New World Hotel. Very convenient! At the heart of Makati. Just an 8 minute-walk from malls and hotels.  

What’s in store for End-Users: Spacious, well-designed living, dining, bedroom, and kitchen area. Free 2 parking slots, 100% back-up power. Owning a unit will be like owning part of the Ayala Center. Ayala quality maintenance and 24-hour security. Full amenities including  pools, gym, spa and magnificent landscaping. Just a few steps away from shopping, dining, and work.  

What’s in store for Investors: Property appreciation. Easy terms of payment. High rental income once finished. Perfect Makati investment.  

What’s new: > The Residences At Greenbelt is sold out. Yes, all 3 towers.

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