by Coco Midel
March 29, 2013
Anvaya Cove (Bataan), Uncategorized Leave a comment
Anvaya Cove Open House April 14, 2013
For those who are thinking of being a member or purchasing a property in Anvaya Cove,
let me know if you want to be part of the guest list.
Thanks!
For those interested to know more about Ayala Land Premier villages and condo, feel free to contact me anytime.
Thank You!
Your Ayala Land Guide,
COCO MIDEL
M: +63.917.502.9252
T: (02)577.27.12
E: midel.jerico@ayalaland.com.ph
March 24, 2013
Anvaya Cove (Bataan), Uncategorized Leave a comment
Hi Everyone, Below is an available unit that I found for you. Below is the layout and best promo term that we offer.
![Screen Shot 2013-03-22 at 11.09.05 AM[1]](https://cocomidel.files.wordpress.com/2013/03/screen-shot-2013-03-22-at-11-09-05-am1.png)
For those interested to know more about Ayala Land Premier villages and condo, feel free to contact me anytime.
Thank You!
Your Ayala Land Guide,
COCO MIDEL
M: +63.917.502.9252
T: (02)577.27.12
E: midel.jerico@ayalaland.com.ph
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March 21, 2013
Anvaya Cove (Bataan), Uncategorized Leave a comment
Text and photos by Ana Valenzuela, InterAksyon.com. · Sunday, March 17, 2013 · 3:48 pm
Recognized for its banana-shaped hulls, the Hobie 16 is the boat of choice for the 13th Philippine Hobie Challenge. Photo by Ana Valenzuela, InterAksyon.com.
‘Have you ever gone sailing?’
Monchu Garcia was once asked this question. But Garcia, who has been boating and fishing a lot, been on speedboats, never did once try sailing, so the definitive answer was, “no.”
Then the man replied, “Not yet? Wait, until you try it.”
And when he did get into the sports, Garcia has been a sailing enthusiast ever since. “If you have been on a boat or a bangka, it is so different,” he says. “The minute you are in the boat, you will feel the exhilaration of being powered by nothing but the wind. But at the same time having full control of where you want to go, because if you know how to navigate the sail, you can take the boat anywhere, no matter where the wind is blowing.”
Garcia is a representative of the Philippine Inter-Island National Sailing Foundation (PHINSAF), which together with the Ayala Land Premier residential-leisure development, Anvaya Cove hosted the recently concluded 13th Philippine Hobie Challenge last February 23 up to March 1, 2013.
“Last year, we held the National Hobie Competition at Anvaya,” remarks Garcia. “It is a perfect place for sailing—the winds and the beach were very nice so we invited them to be a sponsor again, this time for the Hobie Challenge.”
This year, the Hobie Challenge had 20 teams, nine of which are foreigners coming from Australia, Italy, France, Taiwan, and USA. The Australian team even has a former world champion.
The fleets explored Zambales, Subic, Nasugbu, Calatagan, Anilao, Puerto Galera, and even some parts of Palawan. “It started in Candelaria, Quezon and finished in Anvaya Cove, Morong, Bataan,” Paul Symes Chairman of the 13th Philippine Hobie Challenge Committee Chairman tells us.
Paul Symes this year’s Philippine Hobie Challenge Committee Chairman. Photo by Ana Valenzuela, InterAksyon.com.
“The idea of the challenge is to go from location to location,” Symes says. “So, with the Philippines having more than 7,000 islands the whole idea is to visit as many islands as you can in a week.”
The actual race was about 250 miles over five days, but the entire event is about nine days. “Each leg is based on distance as opposed to time,” Symes elaborates. There would be five legs, the average leg is about 40 nautical miles, with the shortest leg measuring about 18 nautical miles, and the longest about 55 nautical miles. Depending on the wind strength, the target sailing time is about four to six hours of battling the winds.
The Philippine Hobie Challenge is touted to as the most extreme sailing event in Asia. This is because of the distance, the race covering 250 miles in five days. Also because of the weather, as this happens on the peak of the amihan season, so competitors can expect strong winds and rough seas. Most importantly, it is done in a small boat, the Hobie 16, the second largest fleet in the world.
“In a big yacht, with a 10, 15, or 20 crew members, one person does only one thing, or maybe three or four people do the same thing, but in a Hobie Challenge and there are two people, there are a lot of things to do,” Garcia explains. “So, one person does a lot of things simultaneously, as well as balancing yourself on the boat, so that you don’t flip over.”
What more the Hobie Challenge encourages design sailing, wherein seafarers are not allowed to do any alterations to their Hobie 16, which is a difficult boat to maneuver. “It is only how tight you pull the sails, how you position the rig, you cannot add different sails,” comments Garcia. “So in one design racing, it puts everybody in the same playing field and it takes the skill of the sailors.”
In this year’s Hobie Challenge, Garcia once again sailed with his daughter, Bianca. This is the third time they participated in the regatta.
“She has been sailing since she was a little girl, (it was just) fun sailing, and then three or four years ago, I asked her to race with me, the short races, the inshore, the regattas, and she liked it,” Garcia recalls.
Last year they even finished third in one the legs in the Hobie Challenge in Palawan. “You need a certain weight or balance in the boat, so it is perfect to have her as a crew,” he says proudly of her daughter who he mentions is not that big.
“You need a little bit of athleticism for the Hobie 16,” Garcia notes. “But, sailing is just like biking you can bike for fun, you can bike at the park, and if you want to take it up the next level, you can go motocross biking. Sailing is just like that, you can do it for fun, at the same time if you want to push yourself, it can be a very athletic sport.”
“Sailing is fantastic,” he shares to what he has discovered. “You are going fast on a powerful boat, plus you are not contributing one ounce of pollution, you are not consuming energy at all. It’s a fantastic sport.”
For those interested to know more about Ayala Land Premier villages and condo, feel free to contact me anytime.
Thank You!
Your Ayala Land Guide,
COCO MIDEL
M: +63.917.502.9252
T: (02)577.27.12
E: midel.jerico@ayalaland.com.ph
March 21, 2013
by Peter Imbong
Posted on 03/14/2013 7:05 AM | Updated 03/14/2013 7:36 AM
RAPPLER.COM
FOR EVERYONE. Sailing is a ‘lifetime sport’ that is not restricted to a certain age bracket or even fitness level. All photos by Peter Imbong
MANILA, Philippines – “Sailing is the most fun you can have with your clothes on,” said Roman Azanza, president of the Philippine Inter-Island National Sailing Foundation or PHINSAF. On a searing day on the shores of Anvaya Cove in Bataan, several members of the sailing foundation together with guests welcomed the participants of the 13th Philippine Hobie Challenge.
Held since 1999, the Philippine Hobie Challenge is a grueling 250 nautical mile (500 km) regatta which, this year, started in Zambales and ended in Anvaya Cove. It was held over the course of 7 days with 16 pairs of participants from countries like Australia, France, Italy, USA, Taiwan, and the Philippines racing to the finish on hobie cats (small catamarans with two hulls).
“Sailing is a lifetime sport that anyone can get into, at any age or gender,” said Azanza. “It’s an active lifestyle where you get to be one with nature.
“It just opens up a whole new adventure to beachside living and to living in a country like the Philippines.”
The sight of 16 hobies zipping in between islands and flying past the large shipping vessels was a magnificent sight; their more than 20-ft vibrant sails slicing through the cerulean waters of the South China Sea.
NOT INTIMIDATED. A hobie zips past a large vessel
According to Raffy Nieto, a member of PHINSAF: “Sailing is actually not a physical sport where you need to be physically fit or be of a certain age; it’s a cerebral sport.
“As long as you understand the principles (of sailing) and have a good feel of the boat, the water, and the wind, there’s no reason why somebody can’t learn how to sail.”
Perhaps the most important factor in sailing, as most sailors know, is the wind. Hobies move by the power of the wind alone. Because of their size, hobies are the fastest of small sailboats.
CEREBRAL. ‘As long as you understand the principles… there’s no reason why somebody can’t learn how to sail,’ says Raffy Nieto
There are two sails on a hobie: “The big main sail which is like the engine of the boat, and what we call the jib sail which is smaller and acts like a turbo charger,” said Nieto. “You can actually sail the boat without the jib. But if you want it to go faster, you use the jib.”
According to Bruce Tardrew, a 68-year-old Australian participant in the regatta, and — believe it or not — one of the top hobie sailors in the world, “there is the misconception about sails that they work by the wind blowing on them” similar to blowing on a paper boat to make it move.
“Sails on these kinds of boats only work that way when you‘re traveling in the direction of the wind,” he told Rappler.
TOP SAILOR. Australia’s Bruce Tardrew
“At any other angle, they actually work like wings on an airplane. What you’re trying to do with the sails is to generate lift. It’s not so much the wind blowing on the sails but the lift the sail shape creates that, in turn, moves the boat.”
As for the boat itself, there are several important parts. “Normally,” said Nieto, “you’d just say front, back, left, or right. You can’t say those in sailing because it’s always with respect to where you’re standing.”
The pointed or front part of the boat is called the fore, and the back is called the aft. The left part — so to speak — is called the port side, and opposite on the right is the starboard side. And then there are the many ropes — called sheets — that help control the main and jib sail.
SIGHT TO BEHOLD. Hobie cats may be small, but together against the backdrop of blue skies and waters are an amazing sight
A brand new hobie can set you back half a million pesos. “But there’s an active second-hand market in the Philippines where you can get them for as low as P200,000,” said Azanza. “We’re always looking for new people [to join us.] We, Filipinos, have the potential to be really good sailors; we’re surrounded by sea. On the Sea Games level, for example, some of our local sailors are world class.”
He added, “When we think of sailing, it’s always of regattas and high speed races. But at the end of the day, it’s really about a personal experience: the passion for being out there with nature, having fun, and mastering the elements around you.” – Rappler.com
For those interested to know more about Ayala Land Premier villages and condo, feel free to contact me anytime.
Thank You!
Your Ayala Land Guide,
COCO MIDEL
M: +63.917.502.9252
T: (02)577.27.12
E: midel.jerico@ayalaland.com.ph
March 18, 2013
Ayala Westgrove Heights, Uncategorized Leave a comment
Hi
Here’s an overview of the newest phase in Ayala Westgrove Heights – Phase 16.
Call me if you are interested.
Thanks!
Your Ayala Land Guide,
COCO MIDEL
M: +63.917.502.9252
T: (02)577.27.12
E: midel.jerico@ayalaland.com.ph
KEY TAGS Ayala land premier ayala land investment ayala land website in the Philippines ayala village estates ayala land properties ayala land agent coco midel 0917 5029252 ayala land residential village upscale hi end exclusive ayala village contact person property specialist ayala westgrove heights
March 14, 2013
Anvaya Cove (Bataan), Uncategorized Leave a comment
For those interested to know more about Ayala Land Premier villages and condo, feel free to contact me anytime.
Thank You!
Your Ayala Land Guide,
COCO MIDEL
M: +63.917.502.9252
T: (02)577.27.12
E: midel.jerico@ayalaland.com.ph
March 11, 2013
Real Estate News, Uncategorized Leave a comment
Please be advised of the results of our latest survey on mortgage rates from our current partner banks:
Rates were maintained from last month’s level except for HSBC’s 5-year rate fixing which rose by 25 bps.
FYI.
For those interested to know more about Ayala Land Premier villages and condo, feel free to contact me anytime.
Thank You!
Your Ayala Land Guide,
COCO MIDEL
M: +63.917.502.9252
T: (02)577.27.12
E: midel.jerico@ayalaland.com.ph
March 11, 2013
Real Estate News, Uncategorized Leave a comment
The economy has been suffering from the impact of a high inflation rate for the past two years.
A high inflation rate is a reality that investors have to cope with in a developing economy
Inflation is a slow, silent killer, which gradually erodes the value of money, and in turn the value of accumulated savings.
Inflation can erode wealth over the years.
To accumulate wealth, it is necessary for the year-on year growth in accumulated savings to be higher than the inflation rate.
If your accumulated savings are growing at a rate lower than the inflation rate, your savings corpus is actually shrinking as the value of rupee today will be lower than what it was at the beginning of the year.
The rupee today will fetch lesser goods and services than what it did a year ago due to inflation. Hence, beating inflation is very important for any investor.
Evaluate real returns
Adjusting your portfolio to combat inflation earlier rather than later can make a big difference .
Today, the interest rates of savings accounts and fixed deposits are paying interest rates lower than the inflation rate. After adjusting for taxes it is even lower.
Fixed deposit returns do not compensate for even food price inflation, let alone the total inflation.
Money in a fixed deposit account that matures today will buy lesser goods and services than it did a few years ago, when the fixed deposit was initiated.
So, despite earning nominal returns of say eight percent per annum, in reality, fixed deposits give negative returns in ‘real terms’ and reduce the value of investments in terms of ‘real value’ .
Invest in real assets
For this reason, investors must see to it that real returns on investments beat inflation .
Gold is usually a very popular investment to combat inflation as it appreciates in value against a currency during inflationary times.
Apart from gold and real estate , commodities, and stocks in the consumer goods sector are usually a good hedge against inflation in any portfolio .
Real estate is a great investment at any time, and it is even better during times of rising inflation. Limited availability of land and rising population growth will increase housing demand and hence real estate in general has the potential to beat inflation easily.
Impact of inflation on housing loan
Having said that real estate or property is a good hedge against inflation, it is important to understand the impact of inflation on housing loans.
In India, 90 percent of property purchase is done through a loan.
Actually, inflation has a positive impact on a loan borrowed . The ‘real value’ at the time of borrowing is much higher than its ‘real value’ when the loan is repaid.
As the loan amount is not adjusted for inflation, the borrower is the beneficiary . However, the impact of inflation is felt through a rise in interest rates. As inflation goes up the interest rates rise to combat it. Consequently, the cost of borrowing goes up. This increases the outgo in EMI payments.
Planning for inflation
Investors have to plan their finances in advance to combat inflation. Here, a certain level of inflation is a given.
That makes it easy to anticipate and plan for it. While making a housing budget, an investor should budget for an increase in prices of daily needs.
You can factor in an appreciation say five percent in prices of all food items yearon-year .
Similarly, you should plan for a marginal increase in the EMI payments in an increasing interest rate environment. You can set aside some funds in a short-term fixed deposit to use in case the EMI instalments start increasing.
Many individual investors do not understand the impact of inflation fully. Hence, it is imperative that they equip themselves with the requisite knowledge that helps them protect their wealth from further erosion.
For those interested to know more about Ayala Land Premier villages and condo, feel free to contact me anytime.
Thank You!
Your Ayala Land Guide,
COCO MIDEL
M: +63.917.502.9252
T: (02)577.27.12
E: midel.jerico@ayalaland.com.ph
March 9, 2013
Real Estate News, Uncategorized Leave a comment
Posted on March 07, 2013 09:45:56 PM
BusinessWorld Online
PROPERTY DEVELOPER Ayala Land, Inc. has raised an approximately P12.2 billion from the overnight sale of 399.53 million shares in order to generate funds for expansion this year, the firm said in a disclosure yesterday.
“Ayala Land has completed a placement of 399,528,229 Ayala Land common shares at a price of P30.50 per share, equivalent to a 3.6% discount on the five-day volume-weighted average price of the Ayala Land stock, raising an aggregate of about P12.2 billion in proceeds,” the disclosure read.
UBS Investment Bank served as sole bookrunner and placement agent for the deal, the disclosure added.
“This round of equity placement will further provide Ayala Land the flexibility to pursue its growth plans as it continues to build a robust development pipeline moving forward. We are… once again encouraged by the support of the investing community,” Jaime Augusto Zobel de Ayala, president and chief executive officer of Ayala Land parent Ayala Corp., said in a separate disclosure.
The offering was three times oversubscribed, prompting Ayala Land to upsize the issue from an original 320 million shares, the disclosure read further.
Ayala Land aims to use the proceeds from the share sale for capital spending this year. “The company will use the proceeds of the share placement primarily to fund its next phase of development, enabling it to sustain its high growth trajectory,” the disclosure added.
2013 BUDGET
Ayala Land has earmarked P65.5 billion for capital spending this year — with roughly P46 billion for project completion and another P20 billion for land banking — to help bankroll about 69 projects worth a total of P129 billion.
Ayala Land was formed in 1988 when Ayala decided to spin off its real estate division into an independent subsidiary to enhance management focus on real estate.
The company grew its net income by 27.69% to a record P10.33 billion last year from P8.09 billion in 2011, driven by strong sales of its residential business.
Revenues in the same comparative periods — consisting of real estate sales, interest and investment income, equity in net earnings of associates, and other income — rose by 23.32% to P54.52 billion from P44.21 billion, while costs and expenses rose by 23.28% to P41.30 billion from P33.50 billion.
Ayala Land shares plunged by P1.85 or 5.63% to close at P31.00 apiece yesterday from P32.85 last Wednesday.
Ayala Land’s fall — attributed to its massive share sale at a discount — was the single biggest factor cited by analysts for the bourse’s huge drop yesterday. The Philippine Stock Exchange index slid by 110.08 points or 1.61% to close at 6,725.13, while the broader all-share index dropped by 50.89 points or 1.20% to 4,206.90.
While sectoral indices dropped across the board, the property index — to which Ayala Land belongs — showed the biggest fall of 86.03 points or 3.03% to 2,750.51. — Franz Jonathan G. de la Fuente
For those interested to know more about Ayala Land Premier villages and condo, feel free to contact me anytime.
Thank You!
Your Ayala Land Guide,
COCO MIDEL
M: +63.917.502.9252
T: (02)577.27.12
E: midel.jerico@ayalaland.com.ph
March 3, 2013
Two of my favorite buildings in Makati:
One Roxas Triangle and Zuellig Bldg.
🙂
Buyer's Guide to Ayala Land 